If the bank you own has no excess reserves and a sound customer comes in asking for a​ loan, should you automatically turn the customer​ down, explaining that you​ don't have any excess reservesLOADING... to lend​ out? Why or why​ not? What options are available for you to provide the funds your customer​ needs?

Answer:

Lower incomes

Explanation:

The nations income is generated from production activities that requires a lot of noise, this means forcing corporations to reduce their noise means stopping some of them from production activities, which will all things being equal reduce national income, therefore the trade-off that will result from stopping the noise pollution will be the income that will be forgone from the production activities.

Reducing the loud construction noise in a country would alleviate discomfort, but it may also decrease productivity and economic growth due to increased construction costs and potential project delays.

When considering a country where most economic production results in loud construction noise that gives people headaches, the trade-off if the bad result (loud construction noise) were reduced would be a decrease in productivity and economic growth in the country. While reducing the noise would alleviate the discomfort and headaches for the people, it would also entail implementing measures that could potentially slow down or limit construction activities.

For example, noise reduction measures such as using quieter equipment or implementing soundproofing measures would likely increase construction costs and possibly slow down the pace of construction projects. This could result in delays in completing infrastructure projects, hinder economic growth, and potentially impact job opportunities and the overall development of the country.

Answer:

Property manager

Explanation:

Property manager/officer is a personnel that is in charge of day to day maintenance of client properties to make sure they are mechanically sound, operating well, neat and well arrange to operate at any point in time.

A property manager maintain the client properties in a way that will make money for the owner.

Susanne is employ as a property manager to take care of all facilities, equipment, building, flowers, furniture, environment and all other gadget of the client. she will make sure they are always in good operating condition and  ready to make money for the owner.

Susanne's job title is a Property Manager, who takes care of the maintenance and financial operations of real estate properties.

Susanne's job title is a Property Manager. Property managers are responsible for the day-to-day operation of real estate properties, ensuring that the properties are well-maintained, finances are in order, and that tenants are satisfied. They might also deal with tasks such as collecting rent, managing property maintenance, navigating tenant relationships, and sometimes dealing with property marketing and financial reports.

Answer:

0.068

Explanation:

Common size income statement in which we divide all the items with it's revenue. So, interest is $12 M, and sales is $176 M.

Dividing 12/176= 0.068

That means the interest is 6.8% of revenue. Common size is used for comparison purpose. If let's say in next year interest become 15% of revenue then company would know that it's using more debt. It's also used for comparing with competitors.  

Answer: [I & II ] True

Explanation: Competitive and open market are necessary to support good incentives.

Final answer:

ABC Inc. is an innovative, progressive company with a culture that encourages and rewards employee contributions and new ideas.

Explanation:

Based on the information provided, ABC Inc. appears to be a progressive and innovative company that values creative thinking and participation from its employees. With a strong focus on collaboration and employee engagement, it adopts a model where new ideas are encouraged and rewarded. The practice of holding monthly meetings for idea pitches, followed by a supportive process for proof of concept development, suggests that ABC Inc. aligns with a modern, employee-centric corporate culture that fosters innovation and may be structured around a flat or matrix organizational model.

Answer:

. balance sheet.

Explanation:

Liabilities are debts a business or an individual owe to other parties. It is money owed to creditors.  Liabilities are financial obligations that an enterprise incur in the course of doing business. The obligations or debts have to been paid; hence they should be appropriately indicated in the financial records.

Liabilities are recorded in the balance sheet statement. A balance sheet indicates the financial status of a company by showing its assets and how they are financed. The balance sheet is prepared by followed the equation of assets equals liabilities plus equity.  It lists the assets on one right side,  while liabilities and equity appear on the left.

Answer:

Option b: Demand greatly decreases.

Explanation:

Due to the economic decline, trade and industrial activities suffer significantly. Consequently, people gets afraid to make big investments until the situation stabilizes. Hence, buyers only agree to buying houses if they are getting a very good price quote. In other words, unless the seller reduces the selling price by a significant margin, people are not willing to make the purchase, therefore the demand decreases.

Answer:

3. Corporation

Explanation:

In a corporation form of business, the corporation is viewed as a separate legal entity and a corporation can have many divisions and branches which means it's geographical reach is better than any other forms of business such as proprietorship or partnership.

A Corporation also has better access to raising funds and it's capital is divided into stocks.

Apart from above, the taxation process for a corporation also differs from other forms

Thus, for someone who desires to expand business and reach out to more customers spread over different geographical locations, corporation form of business is recommended.

Answer:

The use of raw material in the production process

Explanation:

The journal entry for recording the raw material used for the production process is shown below:

Work in Process Inventory A/c Dr XXXXX

        To  Raw Materials Inventory A/c XXXXX

(Being the raw material used for the production process is recorded)

For recording this transaction, we debited the Work in Process inventory account and credited the Raw Materials Inventory account

Inflection point at 4 workers, production maximized at 8 workers, highest average product at 2 workers and marginal product at 3 workers, lowest average variable cost at 4 workers and marginal cost at 3 workers.

The total product curve (TP) starts off increasing at an increasing rate, but eventually starts to increase at a decreasing rate. This is because of diminishing marginal returns. The marginal product curve (MP) shows the change in total product as the number of workers increases. The MP curve reaches its peak at 3 workers, which means that this is the point at which adding one more worker will increase total product by the greatest amount. The average product curve (AP) shows the average output per worker. The AP curve reaches its peak at 2 workers, which means that this is the point at which the average worker is most productive.

The marginal cost curve (MC) shows the change in total cost as the number of workers increases. The MC curve intersects the average variable cost curve (AVC) at the minimum point of the AVC curve. This is the point at which the firm is producing at the lowest possible average variable cost.

The inflection point is the point on the TP curve where the curve changes from concave up to concave down. This is the point at which the MP curve crosses the x-axis. In this case, the inflection point is at 4 workers.

Production is maximized at the point where the MP curve is equal to zero. In this case, production is maximized at 8 workers.

The highest average product is achieved at 2 workers. The highest marginal product is achieved at 3 workers. The lowest average variable cost is achieved at 4 workers. The lowest marginal cost is achieved at 3 workers.

Complete question :-

Graphically illustrate her total, marginal and average product curves as well as her marginal and average variable cost curves. Show where the inflection point lies, where production is maximized and what number of workers corresponds to the highest average and marginal product as well as the lowest average variable and marginal cost.TPL - Total Product LaborMPL - Marginal Product LaborAPL - Average Product LaborFC - Fixed CostVC - Variable CostTC - Total CostAFC - Average Fixed CostAVC - Average Variable CostATC - Average Total CostMC - Marginal Cost

Answer:

Company E trades at a higher P/E ratio (b)

Explanation:

P/E ratio is the price you must pay per unit of current earnings which is based on the investor's future expectation of the market.

It shows the relationship between a company’s stock price and earnings per share (EPS).

A company with higher P/E ratio will sell its share more expensively than the one with lower P/E ratio.

Answer:

The correct answer to the following question will be "Cost-benefit analysis".

Explanation:

The cost-benefit analysis also referred to as Benefit-cost analysis, is a strategic approach to evaluating the weaknesses and strengths of approaches used only to define solutions that provide the best strategy for generating advantages while retaining costs.

This can be used to assess implemented or future actions or to measure the benefit of decision, initiative or program costs.

Therefore, this will be the right answer.

A decision-making process that compares how much time and effort would be invested in providing assistance to the perceived rewards or outcomes of that action is called a cost-benefit analysis.

A decision-making process is known to be different kind of steps taken by an individual to know the best option or course of action to meet their needs.

People often seek information about different possible decisions and their likely effect. they study the alternatives and choose one of them and thereafter implement the decision in business operations.

A cost-benefit analysis is known to be a systematic method that businesses use to look into which decisions to make and which to forgo.

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Answer:

B. productivity levels

Explanation:

Worker productivity is a measurement of goods and services produced by the average worker in an hour's labor. The level of productivity is the single most significant factor in determining of the standard of living in a nation, with speedier productivity growth likely to lead to a progressively higher standard of living.

Hence the productivity level is correct answer.

Standards of living across different countries are mostly due to differences in productivity levels, which are influenced by physical and human capital as well as technology. Other quality-of-life factors also play a role but are often linked to income levels.

The differences in standards of living between countries are largely explained by variations in countries' productivity levels. Productivity, in turn, depends on several factors including physical capital, human capital, and technology. While other elements like health, education, human rights, personal safety, and environmental quality significantly impact living standards, they are often correlated with per capita income. However, there are notable exceptions, such as regions with low income that have life expectancies similar to more affluent areas. Furthermore, despite high incomes, issues like undernourishment can still persist in developed regions, evidencing that a high standard of living involves more than just material wealth.

The national debt tripled as spending increased is one reason the economy declined in the 1980s. Hence, option A is correct.

The United States is viewed as a greater global credit risk when the level of the national debt rises. In times of increased international pressure, this may have an effect on the U.S.'s capacity to borrow money and put us at risk of being unable to fulfill our promises to our allies, particularly during times of war.

Foreign governments and investors are included in the public. The debt is made up of these two categories to the tune of 30%. Banks and individual investors account for 15% of the debt. 12 percent of the issued Treasury bonds are held by the Federal Reserve.

Every time the federal government's expenditure exceeds tax receipts and other sources of money, a budget deficit results. The U.S. Treasury sells treasury bills, notes, and bonds to cover the shortfall.

Thus, option A is correct.

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Answer:

Internal

Explanation:

As the name implies, internal marketing is one in which a service firm trains employees in a product's company and its customers' contact to ensure maximum customer satisfaction. Internal marketing means that every member of staff is involved in marketing  and not just the marketing department of the firm.

Cheers.

Answer:

Expenses

Explanation:

An expense is the cost of an asset used in order to generate revenue, therefore, to create sales (the central operation of a company). This cost is not a monetary measure because an expense is when an asset is used up.

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Answer:

Power

Explanation: Hillary Clinton was the former secretary of State in United States of America, she was born October 24,1947. She is a diplomat,lawyer, politician and wife of the former president Bill Clinton. During her days as the first lady of the United States of America she worked and advocate for the health of the ordinary people through seeking health reforms.in 2006, she wanted to become the president of the United States of America and lead other countries and nations with Power.

Answer:

Motivated by her need for Power

Explanation:

David McClelland made the term "need for power" popular in 1961. Based on Henry Murray's human need, the need for power or nPow describes a person's need or drive to be in charge be it personally or socially. This need then becomes a motivation for the things such persons do.

The need for power could either be a desire to lead or control others either to achieve a greater good in the society or to achieve a personal desire.

Hillary Clinton's wanted to change the behaviour of nations and this could be the desire to lead others for the greater good bu she also had the desire to lead others and that is also a part of the need for power.

Answer:

$995

Explanation:

Net income comprises of the dividends declared and the retained earnings. Dividends and retained earning are obtained from a company's net income. In other words, net come is retained earning plus dividends declared.

Interest paid is an expense that is factored when computing the net income. The common stock account does not relate to the net income.

For Maryland enterprises, net income will be dividend declared plus the change in retained earnings.

i.e., net income =$1,328 +(-333)

=$1,328-333

=$995

Answer:

assets = $309500

liabilities = 0

stockholders' equity  =$309500

Explanation:

given data

acquired for = $333,000

sold = $642,500

solution

we get here effect of the sale on the total amount

when assets is decrease then cash and retaining will increase

so here

(1) assets effect is increase than amount will be $642,500

- $333,000 = $309500

(2) liabilities is no change so amount = 0  

(3) stockholders' equity is increase than amount will be $642,500

- $333,000 = $309500

Answer:

Decrease

Increase

Explanation:

If millions are moving out of a country, the number of people living in the country would fall and the demand for houses would fall. While the demand for houses where the people are immigrating to would increase as population would increase and they would need where to live.

I hope my answer helps you.

Answer:

Options Include:

A. customer engagement

B. customer-perceived value

C. customer satisfaction  Correct

D. customer lifetime value

E. customer demand

Explanation:

Customer satisfaction is centered on both the consumer's assessment regarding the performance of the product compared to the standards of a consumer.

If the efficiency of the product falls short of expectations the customer is unhappy. The customer is happy if the result meets or exceeds expectations.

Answer:

a. economies, falling

Explanation:

If a higher level of production allows workers to specialize in particular tasks, a firm will likely exhibit economies of scale and falling average total cost.

Final answer:

Economies of scale lead to falling average total costs because specialization increases efficiency, allowing a firm to spread fixed costs over more units and potentially reduce variable costs.

Explanation:

When a firm increases its level of production and workers can specialize in particular tasks, this typically leads to a concept known as economies of scale. Economies of scale occur when more units of a good or service can be produced on a larger scale with fewer input costs. This happens because specialization allows for greater efficiency and productivity as workers become experts in their tasks, leading to a faster production process and fewer mistakes. As a result, the firm will likely exhibit economies of scale and consequently, falling average total cost. The reason average total costs fall is that the fixed costs are spread over more units of output and the variable costs may also decrease per unit due to increased efficiency in production.

Final answer:

Businesses must adjust prices and capacity based on demand fluctuations, using market research, price sensitivities, elasticity estimates, and sometimes heuristic approaches. Price discrimination allows companies to charge different prices to different market segments. Consumers, in turn, use these price signals to decide on their purchasing timing and alternatives.

Explanation:

Fluctuations in demand often require adjustments in pricing and capacity allocation in various industries, such as hospitality, transportation, and utility services. In scenarios where demand systematically fluctuates, it is crucial to allocate the costs of capacity across different time periods effectively. An increase in the price of a product or service typically signals a shortage to consumers, prompting them to reconsider their purchasing decisions. Businesses thus must consider how responsive their market is to changes in pricing, which involves understanding the price elasticity of demand. Managers use market research, price sensitivity analysis, and demand elasticity estimates to make informed decisions regarding pricing strategies. However, pricing decisions in practice may also involve heuristic approaches such as rules of thumb or standard markups. Effective segmentation of markets can enable businesses to practice price discrimination, where different prices are set for different market segments based on their willingness to pay. As demand changes, for instance during peak tourist seasons or holidays, prices may vary to reflect increased or decreased demand. External factors such as input costs (e.g., jet fuel for airlines) can also influence pricing. Consumers can then use the price signals to make decisions on when to purchase or to explore alternative options.

Answer:

Human Relations Movement

Explanation:

The source of the human relations movement is the 1930s' Hawthorne Studies by Dr. Elton Mayo. The approach states that  the productivity of employees or subordinates is a product of motivation, satisfaction and social relations all tending towards psychological balance.

The Human Relations Movement sees the employee as a part of the psychology of an organisation and not an easily replaceable part. As such, employees and subordinates should be treated as valuable.

It is based on this view, that it is advocated that supervisors manage their subordinates as valuable parts of the organisation, providing crucial motivation to ensure satisfaction. As such, the supervisors will need to be trained psychologically or behaviourally to be able to handle their subordinates appropriately.

Answer:

c. middle managers

Explanation:

Middle managers -

The person in the business or organisation , who is responsible to manage the subordinate level of managers and then further reports to the manager in the organization or business , is referred to as the middle manager.

The work of a middle manager is supervise the employees , and allot them the work in and then report to the senior manager , in order to maintain a proper hierarchy in the business.

hence , from the given information of the question,

The correct term is middle manager.

Middle managers are the ones most involved in converting strategic plans into operational blueprints with specific objectives. They operate as a bridge between top-level management and supervisors, converting strategy into actionable tasks.

Managers are indeed responsible for taking strategic plans and turning them into operational blueprints with specific objectives. The managers most involved in this particular process are middle managers.

Middle managers are essentially the bridge between top-level strategic thinkers and supervisors who ensure the day-to-day operations are carried out effectively. Their goal is to align the team's efforts with overall strategic objectives, thus transforming a broad strategy into concrete operational tasks.

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Local agriculture and the consumption of locally produced items contribute significantly to environmental and economic sustainability by reducing transportation costs, supporting local economies, and promoting sustainable land management and agroecology practices.

Local Agriculture and Sustainability

Consumption of locally produced items and local agriculture play a crucial role in developing sustainability within local communities. By focusing on local food production and regional supply chains, communities can reduce the environmental impact of long-distance transportation, thus saving energy and reducing greenhouse gas emissions. Urban farming and community gardens allow for the production of food in close proximity to where it's consumed, which not only supports the local economy but also fosters a connection between people and the natural processes that provide their food.

Economic sustainability is also bolstered through the support of local farmers, which can stimulate local economies. Sustainable land management on smallholder farms increases production levels and stability, benefiting the poorest half of a population significantly. Moreover, local and organic food offerings at places like farmers' markets generate consumer demand for sustainable agriculture, which is essential for the long-term viability of the agricultural sector and global food security. As communities rely less on imported food, they contribute to a more resilient and self-sufficient society.

Answer:

_active_conflict management norms resolve conflict openly, whereas _passive_ conflict management norms tend to avoid addressing conflict

Answer:

B. Creditors

Explanation:

External users of accounting information are people who are not within the organisation that makes use of accounting information. They include creditors, regulatory bodies, investors etc

Creditors are people who the orgonanion owes money. Creditors make use of accounting information to know if the company can pay the amount owed.

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Final answer:

the correct answer is option b.Creditors are the external group that uses accounting information to assess a company's ability to pay its obligations, as they need to evaluate the credit risk and make lending decisions. Unlike stakeholders such as the CFO or marketing managers who use the information for internal strategic decisions, or investors who look for profit potential, creditors focus on the financial health to ensure debt repayments.

Explanation:

The group from the provided options that uses accounting information to determine whether the company can pay its obligations is B. Creditors. Creditors extend credit or loans to the company and are critically concerned about the company's ability to repay its debts, which is reflected through its financial health in the accounting records. As opposed to investors in common stock who are more focused on profitability and potential dividends, and the chief financial officer or other internal managers like marketing managers who use the information to make strategic decisions, creditors look at accounting information to assess credit risk and make lending decisions.

When a small company issues bonds or borrows money, it has the obligation to make periodic interest payments. This contrasts the scenario where a company issues stock, where they are not legally obligated to provide dividends to shareholders. Venture capitalists, on the other hand, are private investors who may have closer insight into the management decisions and strategy due to their significant investment and are thus able to keep closer tabs on the firm's performance.

As a firm grows and becomes more established, the necessity for investors to know the managers on a personal basis diminishes, because data regarding the company's operations and financial status become more readily accessible. This results in a greater willingness among external investors, like bondholders and shareholders, to invest as they can make more informed decisions based on widely available financial information.

Answer:

C. the maximum amounts of two goods that can be produced assuming the full use of available resources. 

Explanation:

Answer: The correct answer is "b. executing".

Explanation: Andrew is in the "executing" proccess stage.

In the execution phase Andrew must ensure that all the services contracted for the development of the activities fulfill their function and have the quality required to meet the needs and meet the contracted level.