The expectations theory implies that the only reason for a declining term structure is that investors expect spot interest rates to fall. true
Strolovitch has found that african american organizations are likely to
Your grandfather invested $1,000 in a stock 31 years ago. currently the value of his account is $319,000. what is his geometric return over this period?
The interest rate in the united kingdom is 7 percent, while the interest rate in the united states is 5 percent. the spot rate for the british pound is $1.50. according to the international fisher effect (ife), the british pound should adjust to a new level of
Nick inherited $150,000, which he immediately invested into a fund that will earn 10% per annum. if interest is compounded semi-annually, in five years the investment will grow to
First calculate the effective interest rate because the problem says that the interest is compounded semi-annually. The formula for effective interest rate is ieff= [(1+i/n)^n] – 1. The calculated effective interest rate is 10.25%. The value of the investment in 5 years could be calculated using the equation, FV= PV (1+i)^n. The value of the investment then would be $244,334.194.
Brian makes $27,000 per year. how much can brian expect to contribute to fica taxes? question 7 options: $2,065 $1,674 $391 $2,664
Wegmans sends the employees in its fish and meat department to a "university" program to become experts on the store's product categories. this helps to increase ______________, one of the foundations of service quality.
Answer:
The fact that Wegmans sends the employees in its fish and meat department to a "university" program to become experts on the store's product categories helps to increase assurance, one of the foundations of service quality. The assurance means accurate and current information to the stakeholders.
Explanation:
What is an important issue for our times, but is currently under-discussed? Why do you believe this?
what are the input, conversion, and output of operating a summer band camp
Analog televisions, such as the one shown above, are in which stage of their product life cycle according to the textbook? accelerated downturn cancellation decline maturity devaluation
When conducting a swot analysis of zynga, you would describe its marketing skills as a _____?
Regular paper-based maps have mostly gone out of business because of substitutions available in:
Smith, smith, smith, and smith is a regional accounting firm that is building a new headquarters building. the building will have a backbone network that connects eight lans (two on each floor). they are very concerned with network errors. what advice would you give them in the design of the building and network cable planning that would help reduce network errors? (hints: think about media (physical matter) that we discussed in the physical layer (i.e., characteristics of different media) and also think about the mechansims that uses to prevent and check network errors we discussed in the data link layer)
The highlighted structure is defined as serving a single ________ segment.
The question refers to a business deciding to focus its resources and marketing efforts on a specific, targeted customer group, known as a market segment. This enables the business to tailor its products or services to meet the unique needs of that segment. An example could be a company selling luxury watches to rich individuals.
Explanation:In the realm of business and marketing, a 'highlighted structure serving a single segment' typically refers to a firm's decision to focus its resources and marketing efforts on a specific, targeted customer group - also known as a market segment. This could be based on a variety of characteristics such as age, income level, or geographical location. By focusing on a single market segment, a business can specifically tailor its products or services to meet the unique needs and demands of that segment.
For example, a company selling high-end watches might focus its efforts exclusively on a market segment composed of old-money rich individuals interested in purchasing luxury timepieces.
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The general mills fiber one brand, which launched in 1985, increased in sales at about 2% per year. in 2006, the category exploded with an increased focus on dietary fiber. if general mills sales started to decline and profit margins started to narrow after 2006's spike in sales, the 2006 peak in sales would be considered which stage of the life cycle
If you made a forecast for week 19, based on a 3 week weighted moving average, with oldest data to most recent data weighted 0.20, 0.30, and 0.50, respectively, how much would your forecast be different from the actual jobless claims?
The question is about calculating a weighted moving average forecast for week 19 jobless claims using given weights and then determining the difference between the forecast and the actual jobless claims. Actual data is necessary to compute the forecast and the difference.
The question pertains to the calculation of a weighted moving average for forecasting weekly jobless claims and then comparing the forecast to actual figures. To perform this forecast, one would typically take the actual jobless claims for the past three weeks and apply the weights of 0.20, 0.30, and 0.50, from the oldest to the most recent week, respectively. Without the actual numbers, we cannot compute the exact difference between the forecast and the real jobless claims, but generally, you would sum the products of each week's claim numbers and their corresponding weights to produce the forecast. The forecast's accuracy would then be evaluated by comparing it to the actual data for week 19. The difference between the forecast and the actual figures indicates the model's accuracy. Knowing how to interpret and manipulate graphical data, like the unemployment rates plotted monthly versus five-year averages as mentioned in the provided text, is crucial for understanding economic trends and making accurate forecasts.
The market equilibrium is not efficient when the consumption of a good creates external costs, which cause social costs to be:
Final answer:
The market equilibrium is not efficient when external costs are present, as they cause social costs to be greater than private costs, leading to market failure and overproduction of the good. A corrective tax can help bring production to a socially-optimum level by aligning private and social costs.
Explanation:
The market equilibrium is not efficient when the consumption of a good creates external costs. This occurs because such costs lead to a situation where social costs are greater than the private costs. Externalities create a divergence between private costs/benefits and social costs/benefits, leading to market failure. For example, if a steel producer pollutes the air, the buyer of the steel does not pay the full social cost, which includes environmental damage not accounted for in the steel's price. Consequently, the market ends up overproducing the good, resulting in a negative externality.
A corrective measure, such as a tax, can help align private costs with social costs by making it more expensive to produce goods or services that generate negative externalities, thereby incentivizing firms to reduce their production to a socially-optimum level. The optimal situation is a market where social benefit is equal to social cost, where marginal social benefit equals marginal social cost without any externalities influencing the outcome.
Sharon, an executive traveling on an international assignment, is preparing instructions to email to her staff during the trip. carol is in the act of
What strategies would you recommend that apple pursue in order to assure widespread consumer adoption of apple pay?
Below are the strategies that Apple should pursue to assure widespread consumer adoption of Apple Pay -
i) Increase in merchant adoption by educating them and offering the devices for low costs
ii) Increase in cross platform support to ensure users of other devices are able to use Apple Pay services
iii) Increase presence by partnering with more e-commerce sites and applications
To assure widespread adoption of Apple Pay, Apple should work on partnerships, provide incentives, educate consumers, consider economic feasibility, and tailor to regional differences. Innovating and staying ahead of competitors is critical. Apple's management team is a valuable asset in executing these strategies effectively.
To assure widespread consumer adoption of Apple Pay, several strategies can be considered, drawing from Apple's core principles and market strategies. First, Apple should leverage its seasoned management team to create an array of partnerships with retailers, banks, and financial institutions, enhancing Apple Pay's accessibility and convenience.
Second, strategic promotions and incentives could be employed to encourage consumers to try Apple Pay, thereby increasing its adoption. In addition, providing educational resources to showcase security benefits could address consumer's security concerns.
Apple must also consider the economic feasibility of Apple Pay for all parties involved. Ensuring that the service is free for users while allowing operators to profit is a delicate balance that must be struck to maintain the service's attractiveness and sustainability. Lastly, Apple's ability to redefine markets can be harnessed by continually innovating and improving Apple Pay to stay ahead of competitors and meet changing consumer needs.
Regionally, Apple could adjust its power structure to more effectively address regional preferences and regulatory concerns, ensuring local markets are catered to specifically. This could be pivotal in driving the global adoption of Apple Pay. By aligning with local trends and legal frameworks, Apple Pay can become a more inclusive, universally accepted payment method.
In conclusion, consumer education, strategic partnerships, economic incentives, and region-specific tailoring are key strategies that would likely enhance the rate of adoption for Apple Pay.
A. the government often uses excise taxes, called "sin taxes," to manipulate consumption of cigarettes. draw and label the shift from a tax. identify the new price consumers pay, the price producers receive, the amount of tax revenue consumers pay, and the amount of tax revenue producers pay. lastly, explain why it is unlikely that this tax will significantly reduce cigarette consumption.
Excise taxes, often referred to as 'sin taxes', shift the supply curve upwards, leading to increased prices and decreased supply. While this should ideally reduce consumption, the addictive nature of products like cigarettes means demand is inelastic, or insensitive to price changes, resulting in unlikely significant changes to consumption patterns.
Explanation:The government utilizes excise taxes, often referred to as 'sin taxes', as a tool to influence market behavior. For products like cigarettes, this tax is levied in hopes to reduce consumption.
Illustrating this with a diagram, let's say the initial equilibrium price and quantity were P1 and Q1. Post tax, the supply curve shifts upwards by the amount of the tax, creating a new equilibrium at price P2 and quantity Q2. The difference between P2 and P1 shows the tax per unit which the consumer pays.
Producers receive price P3, lower than the previous price because of the tax amount taken by the government. The rectangle formed by the vertical distance between P2 and P3 and the horizontal distance at Q2 represents the tax revenue.
Theoretically, the tax should reduce consumption. But it's unlikely to significantly reduce cigarette consumption because of the addictive nature of smoking. Smokers will likely continue to purchase cigarettes despite the increased price, making cigarette demand inelastic.
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Internationalization is the vision of creating one world unit, a single market entity.
a. True
b. False
Conventional promotional efforts and "sale speak" should be used in all of a company's social media conversations to persuade the audience. true
The answer to the statement is false. It is because it is restricted to use conventional promotional efforts in which it shouldn’t be used. As this is only applicable in the right place and time, addition to that, sale speak shouldn’t also be used because audiences usually rejects it.
Artem, the president of instructor services, told one of his new hires that "managers at this company are encouraged to solve their own problems rather than buck the decision to a higher level, and decisions are made more quickly, which increases our organization's flexibility and efficiency." the key benefits of ________ are the advantages that artemto his new hires. centralized authority work specialization decentralized authority management responsibility management accountability
This is actually called a decentralized authority.
Decentralized decision making is any method in which the decision making authority is actually spread out to larger group. This also means that a higher authority is given to lower level functionaries, executives, and workers.
the last recession changed the way many companies offer support to people and communties in need. many companies
In recent years business executives and scholars have used _____________ to refer to the advantage possessed by nations and individual firms in international trade and investment.
Mary wants paul's gummi bears and is willing to give up her fruit gushers for them, but not her snickers. the benefit to mary of paul's gummi bears can be measured by the value of the
Mary wants Paul's gummi bears as much she wants her fruit gushers for them. The benefit to Mary of Paul's gummi bears can be measured by the value of the marginal benefit she gets from her fruit gushers. Since Mary is willing to give up her fruit gushers for gummy bears, the marginal benefit or additional satisfaction she gets from consuming fruit gushers is equal or lesser than the satisfaction she has in consuming Paul’s gummy bears.
For this assignment you will write a crc integrity checking program will have two modes of operation. your program must implement the crc calculation method involving long division by a polynomial that we discussed in lecture. in "calculation" mode, the program will calculate the crc-12 value for a given input string. in "verification" mode, the program will interpret the last 3 hex characters of an input string as a crc-12 value, and it will then determine whether this is the correct crc-12 value for the input string without those 3 characters. in both modes, the program must report header information, intermediate results, and final results as described further below. the mode and the input string to process will be supplied to your program as command line arguments. the program will be graded according to the grading rubric that appears at the bottom of this assignment.
Of course, some of the recorded functions will very likely invoke others of these functions. It is decent practice to reuse components instead of writing the same block of code in multiple places. Many logical errors can be evaded by doing so, and if any corrections are needed, they can be done conveniently in just one place.
Keep in mind that the basic idea is to break down the overall task into small pieces that can be developed (and tested) separately so you can build your program incrementally.
Program Output
The program must present output consisting of header information, intermediate results, and final results, as described separately below. Sample outputs follow in the next section.
Header Information
The header information should be written on distinct lines as shown in the sample outputs that follow. The individual lines are:
1. The program must first write a string of 62 hyphens (dashes) to serve as a separator, and then, 2 lines below it, the string "CIS3360 Fall 2017 Integrity Checking Using CRC", and then on the next line the string "Author: " followed by your name (or names, if teaming) and a newline.
2. The program must then write the string "The input string (hex): ", followed by the string value of the second command line input argument
3. The program must then write the string "The input string (bin): ", followed by the binary value of the second command line input argument, and then a newline.
4. The program must then write the string "The polynomial that was used (binary bit string): ", followed by the 13-bit binary value of the polynomial given at the top of this assignment with spaces every 4 characters to improve readability.
5. The program must then write the string "Mode of operation: ", followed by either the word "calculation" or "verification", depending on the value of the first command line input argument
6. The content of this line depends on whether the mode is calculate or verify.
a. If in calculation mode, this line should read: "Number of zeroes that will be appended to the binary input: 12"
b. If in verification mode, this line should read: "The CRC observed at the end of the input: ", followed by the binary and hex values for the last 3 hex characters of the input string, as shown in the sample outputs that follow.
Intermediate Results
This section will begin with the string: "The binary string difference after each XOR step of the CRC calculation", followed by a newline.
Following the above statement, this section will show on separate lines the results of each XOR step as described above, with spaces every 4 characters as shown to improve readability.
Note that for calculation mode, you must pad the binary version of the input string with 12 zeroes before you start the division procedure, but for confirmation mode you have two choices. The first step is to remove the last three hex characters demonstrating the observed CRC, in which case you must then pad the rest with 12 zeroes like you were calculating the CRC. The second step is to leave the detected CRC attached to the rest of the input, in which case you should not add zeroes for padding. The difference between these two choices determines how you will interpret the result in the bottom row of the intermediate results output.
The variance of stock a is .005, the variance of the market is .008 and the covariance between the two is .0026. what is the correlation coefficient?
Correlation coefficient formula = Covariance between Stock A and market / Standard deviation of stock * standard deviation of market
Covariance between stock and market = 0.0026
Standard deviation of stock A = square root of variance = square root of (0.005) = 0.07071
Standard deviation of market = square root of (0.008) = 0.08944
Correlation coefficient = 0.0026 / (0.07071 * 0.08944) = 0.4111
Answer is 0.4111
Steve walker was happy with his new personal computer. it had all the features he wanted, including a color monitor and cd-rom, and the $1200 price tag was reasonable. as he was taking the computer out of the box, walker noticed an advertisement in the local paper showing a similar computer system for only $1000. suddenly, walker was began to doubt his purchase decisionmaybe he hadn't gotten such a good deal. walker was experiencing:
Tokoni is a manager at a local toyota dealership who has lost five of his employees last year. now he has to make a decision about how to retain the employees on his team. having recently taken a class on decision making, tokoni decided to follow the six-step process for deciding what to do. what problem is tokoni most likely to face during the development of alternatives step in the decision-making process